All about financing with Upfinance

All about financing with Upfinance


What is is founded by a team of Filipino financial experts in the Philippines. They provide recommendations to their beloved country men in finding the right approach and solution to their financial struggles. is an online site dedicated to the world that revolves around the financial industry in the country. It is like a one-stop shop for information about the country’s leading legal financial institutions.

How can help?

You can easily navigate through their website and find a wide array of loan products, investments and deposits. The site can help you find the best and most favorable loan offers suited to your requirements. A loan calculator is provided and helps with the decision making process.

Financial institutions and services being offered in the country continue to blossom, that is why they always make sure to regularly check the details and keep information up to date.

The team behind also shares the latest news about the banking sector through their blog posts within the site.

How does a loan calculator work?

The loan calculator which provides is very helpful. It speeds up the process of loan hunting as it instantly gives you an idea about which loan institution is more favorable and suited for you.

Everytime you search for a loan, a loan calculator is conveniently made available on every financial institution page all throughout the site. The team made sure that with every click, the interest is set to the lowest rate possible.

The loan calculator will display the total amount of loan and the monthly payment once you input the loan amount and the loan term desired.

How to send an application to all the creditors within their site? has a hassle free special feature. The “Send an application to all creditors” button enables you to send applications to all creditors with just one click. Your application request will be sent to all the credit organizations within their site. All you have to do is wait for lending companies to contact you with their best offer.

What are some of the well-known financial institutions featured on


Robocash is a micro lending company that uses an automated technology that decides the approval and makes the application process smooth and fast. The mobile app is available for download on Google play store and Apple app store.

For installment loans, the first loan is free! They offer a minimum amount of Php1,000 and a maximum of Php10,000 with payment terms of up to 3 months.

For short term loans, they offer a minimum amount of Php1,000 and maximum of Php25,000 with payment terms of up to 6 months. The interest rate is 11.9% per month.

Moneycat Philippines

Moneycat Philippines is a micro lending company that offers a fast and convenient loan. You can access them through their website and by downloading on the Google play store.

They offer a minimum amount of Php1,000 and a maximum of Php20,000 with payment terms of up to 6 months. First loan is free, while the succeeding loan IR is at 11.9% per month.


Juanhand offers fast loans with a minimum of Php2,000 and a maximum of Php50,000 with payment terms of up to 180 days. The IR is at 1.66% per month.

Online loans Pilipinas

Online loans Pilipinas is a micro lending company that operates using modern technology who aims to deliver an efficient and fast service to their clients.

They offer loans at a minimum of Php1,000 and a maximum of php20,000 with a maximum payment term up to 90 days. The IR per day is 1.25%. They also charge a processing fee of Php500. An additional 1% is charged for late payments.


Kviku offers an online loan service that offers micro lending. It is fully automated through improved and innovative software. They are known for providing a 24 hour loan application service with an approval time in less than an hour. The Kviku loan calculator provides clear data. You may visit their website and register.

They offer loans with a minimum loan amount of Php1,000 and a maximum of Php25,000 with payment terms of up to 180 days. Their IR is 0.15% per day.


Bank of the Philippine Islands offers a wide variety of financial products which includes housing loans, Auto loan, Personal loan, OFW loan, and BPI ka-negosyo loan.


Rizal Commercial Banking Corporation is one of the well-known banks today. They offer home loans, personal loans, car loans, and business loans.


Citibank is also one of the largest banks today, They offer personal loans, home improvement loans, and business expansion loans.


Banco De Oro is a well-known bank in the Philippines. This bank offers a wide variety of loans including Salary loans, personal/ OFW loans, Kabayan unsecured loans, Kabayan secured loans, car loans, business loans, and home loans.

Security Bank

Security Bank offers home loans, car loans, personal loans, corporate salary loans, and business loans.

Palawan Pawnshop

Palawan Pawnshop offers fast cash loans and pawn packages that suit your financial needs. Only gold jewelries are accepted for their pawn service.

Their fast cash loan offers a minimum loan amount of Php1,000 and a maximum of Php25,000. The IR is 11.9% per month.

Cebuana Lhuillier

Cebuana Lhuillier is not just a pawn shop, it also offers various services such as microinsurance, remittance, micro savings and micro loans. They also accept a wider range of pawnable items like gold, diamond and platinum jewelry, watches, gadgets, and designer bags.

They have an interest rate of 4%-10% per month. Their payment terms are up to 4 months. There’s also a loan issuance fee of 2%. They provide loans that start from Php5,000 and a maximum amount of Php15,000.

RD Pawnshop

RD Pawnshop is both a pawn shop and a cash loan company. They accept pawnable items like gold jewelry, gold bars and watches (Rolex and Rado only).

Their cash loan offers a minimum amount of Php1,000 and a maximum of Php25,000 with an IR of 11.9% per month.

Tambunting Pawnshop

Tambunting Pawnshop accepts collateral which includes jewelries, gadgets, mortgages of real estate properties and stocks. They also offer fast cash loans offering a minimum of Php1,000 up to Php25,000 with an IR of 11.9% per month.

You may click on their website to find out more about them and the complete list of companies they feature and recommend.

Ways to contact

The head office is located at #60 Gen. Aguinaldo Ave., Araneta Center, Cubao, Quezon City 1109.

Their contact number is +6382.226.1169.

You may email them at